Placeholder image

Get your project started with an L&N Home Equity Loan!

Borrow $25,000 for as low as $96 per month!


A Home Equity Line of Credit gives you more control over how and when you borrow money. With easy access to funds and flexible draw and repayment options, the equity in your home can be used as a valuable savings and financial tool.


Whether you plan on using your line of credit right away or in the future you’ll have simple, convenient and affordable access to funds for home improvements, debt consolidation, education expenses and so much more!


Take advantage of competitive rates and terms on our Interest Only-Adjustable Rate Home Equity Line of Credit


- 10 year draw period, followed by a 20 year repayment period

- Interest only payments during the draw period. Principal and interest payments after the draw

  period ends


- Borrow up to 90% of your home's value



Placeholder image
Placeholder image

For more information on our Home Equity Line of Credit programs, contact our Real Estate Department at (800) 292-2905 or (502) 368-5858. Or, email us at




*Example shown based on borrowing $25,000 at 4.50%, adjustable rate, during 10 year Interest Only Draw Period. Monthly payment will vary based on loan balance, variable rate and during the repayment period that includes principal and interest following the interest only period. Rate is variable based on prime plus a margin determined by your credit score. Terms of program are subject to change. NMLS#531738